Monmouth ACTS Financial Recovery Initiative (PDF)
Support for Monmouth County residents facing financial strain due to COVID-19: View Guide
COVID-19 Pandemic Resource Guide (PDF)
This guide was developed by the Monmouth County Division on Aging, Disabilities and Veterans Services, Aging Disabilities Resource Center (ADRC), in coordination with the 53 municipalities in Monmouth County, to assist Monmouth County residents obtain information about resources during the COVID-19 Pandemic.
Have your tenants had difficulty paying rent due to COVID-19?
There's help available! https://www.nj.gov/dca/hmfa/rentals/sleg/index.shtml
Small Landlord Emergency Grant Program - Application Checklist:
COVID-19 Emergency Rental Assistance Program (CVERAP)
Welcome to the New Jersey Department of Community Affairs Statewide Open Enrollment Site for the COVID-19 EMERGENCY RENTAL ASSISTANCE PROGRAM (CVERAP) Enrollment Period is Monday, July 6, 2020, at 9:00 am until Friday, July 10, 2020, at 5:00 pm
Unemployment Insurance Instructions
As a preventative measure to slow the spread of COVID‐19, and speed up our service delivery, we are announcing that in‐person Unemployment Insurance services will be temporarily suspended at all New Jersey One‐Stop Career Center offices effective immediately. Dramatically reducing the number of customers in our facilities is in the best health interests of you, our dedicated staff, as well as our customers.
We are asking for your help encouraging our customers who need to file to apply online at WWW.MyUnemployment.nj.gov . If customers are unable to access the internet, please have them call:
North Jersey: 201‐601‐4100
Central Jersey: 732‐761‐2020
Southern Jersey: 856‐507‐2340
New Jersey Freezes Evictions and Foreclosures Amid Corona Virus Crisis
At the direction of Governor Murphy, the New Jersey Housing and Mortgage Finance Agency’s (NJHMFA) housing counseling initiative is expanding to include renters, who may be concerned with eviction, and homeowners who may need counseling to help prevent possible foreclosure. These services are available at no cost to you.
NJHMFA is expanding its Foreclosure Mediation Assistance Program (FMAP) to include renter and pre-foreclosure counseling by utilizing a network of participating housing counselors in each county. The counseling is available now and can be provided remotely.
The expanded program will now include pre-foreclosure counseling to provide upfront assistance to help homeowners avoid potential foreclosure. At the same time, the counseling made available to renters will guide them on how to approach discussions with their landlords on dealing with their rent situation.
FREE Foreclosure, Pre-Foreclosure and Rental Counseling
Affordable Housing Alliance of NJ
Consumer Credit and Budget Counseling
(609) 390-9652, (888) 738-8233
Housing Counseling: (866) 472-4557
FMAP: (866) 552-4557
NJ Citizen Action
(800) 656-9637, (973) 643-8800
From our friends at MOCEANS:
The New Jersey Council on Developmental Disabilities in conjunction with the Arc of New Jersey is providing emergency funding to people living with disabilities and their families. More information as well as the application can be found at NJCDD.org
COVID-19 Stimulus Relief
While most individuals and families will not be required to take any action in order to receive the economic relief package, the federal government has recently changed the processes for people not previously required to file tax returns. Individuals with disabilities and seniors receiving social security benefits (SSI/SSDI) will now have to file a simple tax return in order to receive relief payments. The most up to date information can be found at IRS.gov/coronavirus
Applications for the various programs are available now or will become available shortly; see each program page for details. To see which of these programs you are eligible for, use the NJ COVID-19 Business Support Eligibility Wizard
Emergency Assistance Eligibility Wizard
Small Business Emergency Assistance Grant Program
A $5 million program that will provide grants up to $5,000 to small businesses in retail, arts, entertainment, recreation, accommodation, food service, and other services – such as repair, maintenance, personal, and laundry services – to stabilize their operations and reduce the need for layoffs or furloughs.
Small Business Emergency Assistance Loan Program
A $10 million program that will provide working capital loans of up to $100,000 to businesses with less than $5 million in revenues. Loans made through the program will have ten-year terms with zero percent for the first five years, then resetting to the EDA’s prevailing floor rate (capped at 3.00%) for the remaining five years.
NJ Entrepreneur Support Program
A $5 million program that will encourage continued capital flows to new companies, often in the innovation economy, and temporarily support a shaky market by providing 80 percent loan guarantees for working capital loans to entrepreneurs.
Emergency Technical Assistance Program
A $150,000 program that will support technical assistance to New Jersey-based companies applying for State and US Small Business Administration programs. The organizations contracted will be paid based on SBA application submissions supported by the technical assistance they provide.
Community Development Finance Institution (CDFI) Emergency Loan Loss Reserve Fund
A $10 million capital reserve fund to take a first loss position on CDFI loans that provide low interest working capital to micro businesses. This will allow CDFIs to withstand loan defaults due to the outbreak, which will allow them to provide more loans at lower interest rates to microbusinesses affected by the outbreak. Only NJ-based CDFIs are eligible for these programs.
CDFI Emergency Assistance Grant Program
A $1.25 million program that will provide grants of up to $250,000 to CDFIs to scale operations or reduce interest rates for the duration of the outbreak. Only NJ-based CDFIs are eligible for these programs.
Emergency funds available in Monmouth County!
Parker Clinic. Call (732) 212-0777
Rental Assistance and Emergency Living Expenses
Interfaith Neighbors (732) 775-0525 x 205
New funding, relaxed rules to keep people safe and fed
SNAP benefits boosted
Included in the $2 trillion aid package, signed March 27, was an increase for SNAP benefits. New Jersey's share is $70 million, which will provide additional cash benefits to 205,000 households. These funds bridge the difference between what a family receives and the maximum amount allowed for each size household.
The first month of increased benefits were automatically loaded on recipients EBT debit card on Sunday, March 29. The increase will be provided again in April payments. Recipients can check balances at NJFamiliesFirst.com or go to ATMs.
More Federal Funds for Food
Grants available for community organizations
Has your job been impacted?
New Jersey has among the most comprehensive Earned Sick Leave, Temporary Disability, and Family Leave Insurance laws in the country, which cover all employees – full-time, part-time, temporary and seasonal. Please visit the following website for more information: https://www.nj.gov/labor/worker-protections/earnedsick/covid.shtml?fbclid=IwAR3-M_otHRsigaCYiFY8c27rwFvNdZFOxBUJoTUtszDL8tPuhqkK7plaFi0
“a new federal law passed in response to the coronavirus emergency requires private employers with fewer than 500 employees and most public employers to provide emergency paid sick leave and emergency childcare FMLA leave.
The federal CARES Act expands Unemployment Insurance benefits and covers many coronavirus-related scenarios and those traditionally left out – self-employed, independent contractor, freelance, and “gig" workers.
If you need access to mental health professionals:
NJMentalHealthCares is New Jersey’s behavioral health information and referral service. Call 866-202-HELP (4357) or visit Updates on COVID-19 from the State of New Jersey
TEXT: NJCOVID to 898-211
For live text assistance, TEXT YOUR ZIP CODE TO 898-211.
To see the New Jersey Department of Health’s COVID-19 Online Dashboard visit https://www.nj.gov/health/…/topics/covid2019_dashboard.shtml
More information on the Coronavirus can be found at https://www.njccc.org/coronavirus
If you are anxious or stressed:
Coping with stress during infectious disease outbreaks can cause anxiety and stress. These guidelines can help: https://store.samhsa.gov/system/files/sma14-4885.pdf
If you need health insurance:
NJ FamilyCare is New Jersey’s publicly funded health insurance program. It includes CHIP, Medicaid and Medicaid expansion populations. That means qualified NJ residents of any age may be eligible for free or low cost health insurance that covers doctor visits, prescriptions, vision, dental care, mental health and substance use services and even hospitalization. https://www.njhelps.org/
For your local health department:
If you think you are sick:
The Centers for Disease Control (CDC) has the most up-to-date information as to what to do if you think you are sick visit https://www.cdc.gov/coronavirus/2019-ncov/if-you-are-sick/steps-when-sick.html?fbclid=IwAR19NBAefLS9CW-EWSaEn_te6yJMXsbB3Bi9LfnNYxaC009Y6_keEPs0JQE
COVID-19 / NJ AIDS / HIV / STD Hotline
(800) 624-2377, information on free testing sites, risk factors, treatment, drug interactions, side effects, and partner notification; visit nj.gov/health/hivstdtline.org
How to protect yourself:
The Centers for Disease Control (CDC) has the most up-to-date information on protecting yourself from COVID-19 visit https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/prevention.html?CDC_AA_refVal=https%3A%2F%2Fwww.cdc.gov%2Fcoronavirus%2F2019-ncov%2Fprepare%2Fprevention.html
Have you lost your job or work hours been reduced?
If you have lost your job, your work hours have been reduced, or your place of work has closed you may qualify for unemployment insurance. Please visit the following websites for more information https://myunemployment.nj.gov/
COVID-19 Scenarios & Benefits Flier
From the New Jersey Department of Labor and Workforce Development: https://www.nj.gov/labor/assets/PDFs/COVID-19%20SCENARIOS.pdf?fbclid=IwAR3p-A8gN-BI9DGk2DNk-6Se_T4PE86K7Uvv7DxegDT9rwpnAE_R3UUPg7E
If you need food / financial assistance:
If you and/or your family are in need of FOOD or FINANCIAL ASSISTANCE you may be eligible for the Supplemental Nutrition Assistance Program (SNAP), Temporary Assistance to Needy Families (TANF), and/or General Assistance (GA). Visit